Home Insurance
in Florida

A standard home insurance policy covers the structure of your home, personal belongings, liability protection, and additional living expenses if you can't live at home due to a covered loss. Optional coverages include flood, sinkhole, and scheduled personal property.

Your dwelling coverage should be based on the replacement cost of your home, not its market value. Our agents will help you calculate the right amount based on your home's size, construction type, and local building costs.

No, flood insurance is typically not included in standard home policies. In Florida, flood insurance is often required in high-risk zones. We offer both NFIP and private flood insurance options.

You can file a claim by calling our 24/7 claims hotline, using your online portal, or contacting your agent directly. We'll guide you through the process and work to get you back to normal as quickly as possible.

Yes! Bundling your home and auto insurance can save you up to 15% on your premiums. It also simplifies your billing and gives you a single point of contact for both policies.