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Business Insurance
in Florida

Florida businesses face unique risks — from hurricanes to liability claims. FreedmanBrokerInsurance Insurance has been protecting Florida businesses since 2014. We compare top commercial carriers to find the right coverage at the best price for your business.

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WHY CHOOSE US

Trusted Florida Business Insurance Experts

We make protecting your business simple, affordable, and stress-free. Compare quotes from top commercial carriers and find the perfect coverage for your industry.

General Liability

Protect your business from third-party claims of bodily injury, property damage, and advertising injury.

Workers' Compensation

Required for most Florida businesses with 4+ employees. We find competitive rates for all industries.

Commercial Auto

Cover your business vehicles, delivery fleets, and employee-driven vehicles with commercial auto policies.

Business Owner's Policy

Bundle general liability and commercial property into one affordable policy — ideal for small businesses.

Professional Liability (E&O)

Protect your professional services business from claims of negligence, errors, and omissions.

Industry Specialists

We serve contractors, restaurants, retail stores, trucking companies, healthcare providers, and more with tailored coverage.

COVERAGE OPTIONS

What's Covered in Your Business Policy

A standard business insurance policy includes these coverages, with optional add-ons for tailored protection.

General Liability Insurance

Covers third-party claims of bodily injury, property damage, and advertising injury. Essential for all businesses.

Workers' Compensation

Required for Florida businesses with 4+ employees. Covers medical expenses and lost wages for work-related injuries.

Commercial Auto Insurance

Covers business-owned vehicles, delivery fleets, and employee-driven vehicles. Required for company vehicles.

Business Owner's Policy (BOP)

Bundles general liability and commercial property into one affordable policy. Ideal for small to medium businesses.

Commercial Property Insurance

Protects your business buildings, equipment, inventory, and furniture from fire, theft, and natural disasters.

Professional Liability (E&O)

Covers claims of negligence, errors, or omissions for professional service providers like consultants, lawyers, and doctors.

Directors & Officers (D&O)

Protects corporate directors and officers from personal losses if sued for alleged wrongful acts in managing the company.

Cyber Liability Insurance

Covers data breaches, cyber attacks, and other technology-related risks. Essential for businesses handling customer data.

Commercial Umbrella

Provides additional liability coverage beyond the limits of your primary policies for extra protection.

Inland Marine Insurance

Covers property in transit, tools and equipment, and other movable business property not covered by standard policies.

Liquor Liability Insurance

Required for businesses that manufacture, sell, or serve alcohol. Covers alcohol-related incidents and injuries.

Product Liability Insurance

Protects manufacturers, distributors, and retailers from claims related to product defects or malfunctions.

TESTIMONIALS

What Our Clients Say

Join thousands of satisfied Florida business owners who trust us with their insurance needs.

"Smooth process getting my business insurance. The agent explained everything clearly and found us great coverage at an affordable price."

Robert J.
Restaurant Owner, Miami

"Great rates on workers' comp and general liability. Very professional and responsive. They've been handling our insurance for 5 years."

Patricia L.
Consultant, Orlando

"They found coverage when other insurers wouldn't. Highly recommend for contractors and small businesses in Florida!"

Thomas K.
Contractor, Tampa
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FAQ

Frequently Asked Questions

Quick answers to common questions about business insurance in Florida.