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Auto Insurance
in Florida

Florida drivers face unique challenges — high traffic, severe weather, and rising premiums. FreedmanBrokerInsurance Insurance compares rates from 40+ top carriers to find you the lowest auto insurance rate, saving you an average of $1,200/year.

Bundle auto + home and save up to 15%
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WHY CHOOSE US

Trusted Florida Auto Insurance Experts

We make protecting your vehicle simple, affordable, and stress-free. Compare quotes from top carriers and find the perfect coverage for your driving needs.

Compare 40+ Carriers

We instantly compare rates from multiple top-rated insurers to find you the best coverage at the lowest price.

Save Up to $1,200

Florida drivers save an average of $1,200 per year on auto insurance by switching to FreedmanBrokerInsurance.

SR-22 Filing

Need an SR-22? We file it quickly and affordably, same day in most cases. Specializing in high-risk drivers.

Bilingual Agents

All our agents speak English and Spanish — serving Miami's diverse communities with excellent customer service.

100+ Florida Locations

Walk into any of our 100+ locations across Florida or get a quote online in minutes. We're always nearby.

24/7 Claims Support

Our dedicated claims team is available around the clock to help you when you need assistance most.

COVERAGE OPTIONS

What's Covered in Your Auto Policy

A standard auto insurance policy includes these coverages, with optional add-ons for tailored protection.

Bodily Injury Liability

Covers medical expenses, lost wages, and legal fees if you're at fault in an accident that injures another person.

Property Damage Liability

Pays for damage you cause to someone else's vehicle or property (buildings, fences, etc.).

Personal Injury Protection (PIP)

Florida's no-fault coverage. Pays for medical expenses and lost wages for you and passengers, regardless of fault.

Uninsured/Underinsured Motorist

Protects you if you're hit by a driver without sufficient insurance or who flees the scene.

Collision Coverage

Pays for repairs to your vehicle after an accident, regardless of who was at fault.

Comprehensive Coverage

Covers damage from non-collision events like theft, vandalism, fire, natural disasters, and falling objects.

Medical Payments

Pays for medical expenses for you and your passengers, regardless of fault, beyond what PIP covers.

Rental Reimbursement

Covers the cost of a rental car while your vehicle is being repaired after a covered loss.

Roadside Assistance

Emergency services like towing, tire changes, jump starts, and lockout assistance when you're stranded.

Gap Insurance

Pays the difference between what you owe on your loan/lease and the car's actual cash value if totaled.

SR-22 Filing

We provide SR-22 certificate filing for high-risk drivers who need to reinstate their license.

Non-Owner Auto Insurance

Coverage for drivers who don't own a vehicle but need liability protection when renting or borrowing cars.

TESTIMONIALS

What Our Customers Say

Join thousands of satisfied Florida drivers who trust us with their auto insurance needs.

"Saved over $800 on my auto insurance! The agent found me an amazing rate with great coverage. Highly recommend!"

Carlos M.
Miami, FL

"Great service, fast quotes. Got my SR-22 filed same day. They really understand what Florida drivers need."

Sarah L.
Orlando, FL

"Been with them for 2 years. Always great rates and bilingual agents make it easy. I've referred all my friends."

James R.
Tampa, FL
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FAQ

Frequently Asked Questions

Quick answers to common questions about auto insurance in Florida.